How does Nimble actually work?

You tell me about your work and money, then ask in plain English. I answer using current UK tax rules — Self Assessment, SIPP, ISAs, salary vs dividends — and show you exactly what to do next. Every figure traces back to HMRC, the FCA or gov.uk.

Is this regulated financial advice?

No — I give clear, expert-built guidance and education, not regulated advice. For specific investment or pension decisions, a qualified human adviser is one message away.

How much does it cost?

From £19/mo, with a 14-day free trial and no card to start. Most freelancers pick Growth at £39/mo for unlimited chats, cashflow forecasting and pension guidance.

Your data is yours. We never sell it, and your conversations aren't used to train third-party models. Everything is processed securely.

Can I talk to a real person?

Anytime — just say “human” and a qualified expert picks it up. Higher plans include 1:1 sessions with a chartered adviser.

For UK freelancers

The CFO in your back pocket.

Ask Nimble anything about your money. Every answer is built on real UK tax rules and backed by qualified experts — never a finance influencer’s hot take.

From the founder of Generation Money — expert-led, not hype.

See how Nimble helps

Guidance, not regulated advice HMRC-current rules UK pensions & ISAs

Nimble

Online · your AI CFO

Can I afford to take August off?

Yes — you’ve got a £6,100 buffer after tax. Bill £3,800 in July and an August break is fully covered, SIPP and emergency fund untouched.Guidance, not regulated advice.

Ask Nimble anything…

The expertise behind Nimble

Built on experience from the institutions that set the UK’s financial standards.

Your whole money life,
finally joined up.

Chat, a live financial plan, the UK tax calendar, goals and your dashboard — joined up around your actual numbers.

Dashboard

Set aside for tax

£840

Billed this month

£4,200

Chat

Salary or dividend this month?

Take £758 salary, rest as dividends — saves ~£420.

And my July tax bill?

Financial plan

Ambitious · Balanced · Safe

Tax calendar

31 Jul · Payment on Account

£1,260 due

Goals

Emergency fund · 68%

SIPP top-up · 41%

New laptop · 90%

Projects

Acme Corp · Q3 work

Branding refresh

Year-end accounts

Pension PlanningISA StrategyTax PlanningCashflow ManagementSalary & DividendsBusiness Expenses

Built by the founder of Generation Money.

I spent a decade inside the banks. I started Generation Money because I was tired of watching people take money advice from people who'd never been qualified to give it.

Alex King

Founder of Generation Money · Chartered Accountant

Chartered Accountant · Former Vice President at Barclays · BSc Management, LSE

Generation Money

Alex’s first venture, founded 2023 to give people credible, expert-led money education in a world full of unqualified advice. NimbleCFO is the next chapter: that same expertise, made personal to you.

Generation Money featured in

Built by qualified finance professionalsGrounded in HMRC & FCA public guidanceGuidance you can trace to a sourceWe never sell your data

From a few questions
to a plan you can act on.

No spreadsheets, no jargon. Nimble does the working-out — you just decide what to do with it.

Nimble

A few quick questions and I'm tailored to you.

What best describes your work?

Freelancer

Sole trader

Ltd director

Nimble
A few quick questions and I'm tailored to you.
What best describes your work?
Freelancer
Sole trader
Ltd director
01
Tell Nimble about you
A two-minute questionnaire — your work, tax setup and goals — so every answer is built around your actual numbers.
Nimble
Ask me anything about your money — day or night.
How much should I set aside for tax?
Ring-fence £840 from this month’s invoices.
02
Ask anything, anytime
“How much should I set aside for tax?” “Salary or dividend this month?” Plain-English answers, every figure traced to HMRC.
Nimble
Here's exactly what to do, and by when.
31 Jul · Payment on Account
£1,260 due
Emergency fund · 68%
03
Act with confidence
Exact amounts to move, deadlines synced to your calendar, and a living plan that updates as your year unfolds.

Plain-English answers

Ask Nimble what a bookkeeper can’t tell you.

Your AI CFO answers from your real numbers, instantly — and a qualified human is one message away whenever you want one.

Nimble

Your AI CFO

Hi, I'm Nimble — your AI CFO. Ask me anything about how this works.

Tap a question below, or type your own.

Cheaper than one hour with an accountant.

14 days free. No card. Cancel in two taps.

Nimble recommends

A chartered adviser typically charges £150–£300/hr. I’m here every day for less than a weekly takeaway — most freelancers start on Growth.

Starter

For freelancers getting their finances under control.

£19/month

AI financial guidance chat
Business & personal questionnaire
Tax set-aside calculator
Usage tracking for expenses
UK tax rules reference

Nimble recommends

Growth

For solopreneurs serious about optimising.

£39/month

Everything in Starter
Unlimited Nimble conversations
Cashflow forecasting
Pension & ISA guidance
Priority expert consultations
Custom financial metrics

Expert

For established owners who want the full picture.

£79/month

Everything in Growth
1:1 monthly chartered adviser session
Bank account integration
Proactive AI alerts
Self Assessment preparation support
Dedicated account manager

You’re overspending on running your business.

See how much you could save — takes 15 seconds.

£39/mo — everything included.
A fraction of an accountant's fee.
Nimble, your AI CFO that never sleeps.
Built around current UK tax rules.

Calculate your savings

What are you using to manage your money now?

How much are you spending each month?

Software

Accountant / bookkeeper

Your total monthly cost£330

× 12 months

Your total annual cost£3,960

Stop guessing. Start knowing.

Built for UK freelancers — join the first cohort who finally understand their money.

14-day free trialNo card neededSet up in 15 minutes

The CFO in your back pocket.

Your whole money life, finally joined up.

Built by the founder of Generation Money.

From a few questions to a plan you can act on.

Tell Nimble about you

Ask anything, anytime

Act with confidence

Ask Nimble what a bookkeeper can’t tell you.

Cheaper than one hour with an accountant.

Starter

Growth

Expert

You’re overspending on running your business.

Calculate your savings

Stop guessing. Start knowing.

Your whole money life,
finally joined up.

From a few questions
to a plan you can act on.